Plan your retirement income — estimate your pension pot at retirement age
Years Until Retirement—
Total Contributions—
Projected Pension Pot (nominal)—
Inflation-Adjusted Value—
Estimated Annual Income (4% rule)—
State Pension (2025/26)£11,850/yr
This is a simplified projection. Actual returns, inflation, and tax rules vary. Does not include fees, tax relief, or Lifetime Allowance considerations. For illustration only.
UK Pension Facts
State Pension age is currently 66, rising to 67 by 2028 and 68 by 2046
Full New State Pension (2025/26) is £221.20/week (£11,850/year)
Auto-enrolment: minimum 8% total contribution (3% employer, 5% employee)
Tax relief on pension contributions at your marginal rate (20%, 40%, or 45%)
25% of your pension can be withdrawn tax-free from age 55 (rising to 57 in 2028)
The "4% rule" suggests withdrawing 4% of your pot annually in retirement